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Nordea Specialization Studies 2Laajuus (3 cr)

Code: HL00BD35

Credits

3 op

Teaching language

  • Finnish

Responsible person

  • Ari Karsikas

Objective

The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

Course competences
Operating in a workplace
Business competence

The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Content

The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.

Assessment criteria, satisfactory (1)

-

Assessment criteria, approved/failed

Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Further information

The course is recommended for finance students only.

Enrollment

18.11.2024 - 09.01.2025

Timing

13.01.2025 - 19.05.2025

Number of ECTS credits allocated

3 op

Mode of delivery

Face-to-face

Unit

School of Business

Campus

Main Campus

Teaching languages
  • Finnish
Degree programmes
  • Bachelor's Degree Programme in Business Management
Teachers
  • Kirsi Marjakoski
Groups
  • HTL23S1
    Liiketalouden tutkinto-ohjelma (AMK)

Objectives

The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

Course competences
Operating in a workplace
Business competence

The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Content

The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.

Time and location

Timetable Mach-April 2025. This is not a online-course.
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.

Learning materials and recommended literature

Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.

Teaching methods

Lectures
Books
Learning tasks
If you need any help, please contact a teacher

Practical training and working life connections

The course will be held co-operation with Nordea.

Exam dates and retake possibilities

Exam will be held in a Exam during May 2025. The resit exams will be held in Exam.

Alternative completion methods

Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.

Student workload

Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h

Content scheduling

The course includes independent familiarization with literature as well as lectures and exercises and assignments.

Further information for students

Exam 100 %

Evaluation scale

Pass/Fail

Evaluation criteria, satisfactory (1-2)

-

Evaluation criteria, pass/failed

Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Further information

The course is recommended for finance students only.

Enrollment

20.11.2023 - 04.01.2024

Timing

08.01.2024 - 20.05.2024

Number of ECTS credits allocated

3 op

Virtual portion

3 op

Mode of delivery

Online learning

Unit

School of Business

Teaching languages
  • Finnish
Seats

0 - 10

Degree programmes
  • Bachelor's Degree Programme in Business Management
Teachers
  • Kirsi Marjakoski
Groups
  • HTLFIN
    Finance, Business Administration

Objectives

The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

Course competences
Operating in a workplace
Business competence

The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Content

The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.

Time and location

Timetable 08.01.2024 - 20.05.2024
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.

Learning materials and recommended literature

Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.

Teaching methods

Lectures
Books
Learning tasks
If you need any help, please contact a teacher

Practical training and working life connections

The course will be held co-operation with Nordea.

Exam dates and retake possibilities

Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.

Alternative completion methods

Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.

Student workload

Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h

Content scheduling

The course includes independent familiarization with literature as well as lectures and exercises and assignments.

Further information for students

Exam 100 %

Evaluation scale

Pass/Fail

Evaluation criteria, satisfactory (1-2)

-

Evaluation criteria, pass/failed

Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Further information

The course is recommended for finance students only.

Enrollment

01.11.2022 - 05.01.2023

Timing

09.01.2023 - 19.05.2023

Number of ECTS credits allocated

3 op

Virtual portion

3 op

Mode of delivery

Online learning

Unit

School of Business

Teaching languages
  • Finnish
Seats

0 - 10

Degree programmes
  • Bachelor's Degree Programme in Business Management
Teachers
  • Ari Karsikas
Groups
  • HTLFIN
    Finance, Business Administration

Objectives

The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

Course competences
Operating in a workplace
Business competence

The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Content

The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.

Time and location

Timetable 09.01.2023-20.05.2023
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.

Learning materials and recommended literature

Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.

Teaching methods

Lectures
Books
Learning tasks
If you need any help, please contact a teacher

Practical training and working life connections

The course will be held co-operation with Nordea.

Exam dates and retake possibilities

Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.

Alternative completion methods

Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.

Student workload

Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h

Content scheduling

The course includes independent familiarization with literature as well as lectures and exercises and assignments.

Further information for students

Exam 100 %

Evaluation scale

Pass/Fail

Evaluation criteria, satisfactory (1-2)

-

Evaluation criteria, pass/failed

Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Further information

The course is recommended for finance students only.

Enrollment

01.11.2021 - 09.01.2022

Timing

10.01.2022 - 20.05.2022

Number of ECTS credits allocated

3 op

Mode of delivery

Face-to-face

Unit

School of Business

Campus

Main Campus

Teaching languages
  • Finnish
Seats

0 - 10

Degree programmes
  • Bachelor's Degree Programme in Business Management
Teachers
  • Ari Karsikas
Groups
  • HTL20S1
    Liiketalous

Objectives

The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

Course competences
Operating in a workplace
Business competence

The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Content

The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.

Time and location

Timetable 10.01.2022-20.05.2022
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.

Learning materials and recommended literature

Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.

Teaching methods

Lectures
Books
Learning tasks
If you need any help, please contact a teacher

Practical training and working life connections

The course will be held co-operation with Nordea.

Exam dates and retake possibilities

Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.

Alternative completion methods

Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.

Student workload

Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h

Content scheduling

The course includes independent familiarization with literature as well as lectures and exercises and assignments.

Further information for students

Exam 100 %

Evaluation scale

Pass/Fail

Evaluation criteria, satisfactory (1-2)

-

Evaluation criteria, pass/failed

Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Further information

The course is recommended for finance students only.