Nordea Specialization Studies 2 (3 cr)

Evaluation scale

Pass/Fail

Content scheduling

The course includes independent familiarization with literature as well as lectures and exercises and assignments.

Objective

The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

Course competences
Operating in a workplace
Business competence

The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Content

The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.

Location and time

Timetable 09.01.2023-20.05.2023
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.

Materials

Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.

Teaching methods

Lectures
Books
Learning tasks
If you need any help, please contact a teacher

Employer connections

The course will be held co-operation with Nordea.

Exam schedules

Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.

Completion alternatives

Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.

Student workload

Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h

Assessment criteria, satisfactory (1)

-

Assessment criteria, approved/failed

Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Further information

Exam 100 %