• Nordea Specialization Studies 2 (HL00BD35-3002),
         09.01.2023 – 19.05.2023,  3 cr  (HTLFIN) — Online learning +-
    Learning outcomes of the course
    The object of the course
    Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

    Course competences
    Operating in a workplace
    Business competence

    The learning objectives of the course
    In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
    Course contents
    The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.
    Assessment criteria
    Assessment criteria - grade 1 and 2
    -
    Assessment criteria, passed/failed
    Pass
    You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
    Further information
    The course is recommended for finance students only.
    Language of instruction

    Finnish

    Location and time

    Timetable 09.01.2023-20.05.2023
    The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.

    Planned learning activities, teaching methods and guidance

    Lectures
    Books
    Learning tasks
    If you need any help, please contact a teacher

    Learning materials and recommended literature

    Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
    Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.

    Lecturer(s)

    Ari Karsikas

    Working life cooperation

    The course will be held co-operation with Nordea.

    Exam dates and re-exam possibilities

    Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.

    Timing

    09.01.2023 - 19.05.2023

    Learning assignments and student workload

    Allocation of time on various tasks and student work load in total 81 h
    Lectures and exercises 6 h
    Independent study 75 h

    Enrollment

    01.11.2022 - 05.01.2023

    Content scheduling

    The course includes independent familiarization with literature as well as lectures and exercises and assignments.

    Groups
    • HTLFIN
    Alternative learning methods

    Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.

    Seats

    0 - 10

    Assessment methods

    Exam 100 %

    Degree Programme

    Bachelor's Degree Programme in Business Management

    Mode of delivery

    Online learning

    Share of virtual studies

    3 cr

    Credits
    • 3 cr
    Unit

    School of Business