Nordea Specialization Studies 2Laajuus (3 cr)
Code: HL00BD35
Credits
3 op
Teaching language
- Finnish
Responsible person
- Ari Karsikas
Objective
The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.
Course competences
Operating in a workplace
Business competence
The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Content
The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.
Assessment criteria, satisfactory (1)
-
Assessment criteria, approved/failed
Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Further information
The course is recommended for finance students only.
Enrollment
18.11.2024 - 09.01.2025
Timing
13.01.2025 - 19.05.2025
Number of ECTS credits allocated
3 op
Mode of delivery
Face-to-face
Unit
School of Business
Campus
Main Campus
Teaching languages
- Finnish
Degree programmes
- Bachelor's Degree Programme in Business Management
Teachers
- Kirsi Marjakoski
Groups
-
HTL23S1Liiketalouden tutkinto-ohjelma (AMK)
Objectives
The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.
Course competences
Operating in a workplace
Business competence
The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Content
The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.
Time and location
Timetable Mach-April 2025. This is not a online-course.
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.
Learning materials and recommended literature
Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.
Teaching methods
Lectures
Books
Learning tasks
If you need any help, please contact a teacher
Practical training and working life connections
The course will be held co-operation with Nordea.
Exam dates and retake possibilities
Exam will be held in a Exam during May 2025. The resit exams will be held in Exam.
Alternative completion methods
Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.
Student workload
Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h
Content scheduling
The course includes independent familiarization with literature as well as lectures and exercises and assignments.
Further information for students
Exam 100 %
Evaluation scale
Pass/Fail
Evaluation criteria, satisfactory (1-2)
-
Evaluation criteria, pass/failed
Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Further information
The course is recommended for finance students only.
Enrollment
20.11.2023 - 04.01.2024
Timing
08.01.2024 - 20.05.2024
Number of ECTS credits allocated
3 op
Virtual portion
3 op
Mode of delivery
Online learning
Unit
School of Business
Teaching languages
- Finnish
Seats
0 - 10
Degree programmes
- Bachelor's Degree Programme in Business Management
Teachers
- Kirsi Marjakoski
Groups
-
HTLFINFinance, Business Administration
Objectives
The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.
Course competences
Operating in a workplace
Business competence
The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Content
The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.
Time and location
Timetable 08.01.2024 - 20.05.2024
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.
Learning materials and recommended literature
Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.
Teaching methods
Lectures
Books
Learning tasks
If you need any help, please contact a teacher
Practical training and working life connections
The course will be held co-operation with Nordea.
Exam dates and retake possibilities
Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.
Alternative completion methods
Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.
Student workload
Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h
Content scheduling
The course includes independent familiarization with literature as well as lectures and exercises and assignments.
Further information for students
Exam 100 %
Evaluation scale
Pass/Fail
Evaluation criteria, satisfactory (1-2)
-
Evaluation criteria, pass/failed
Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Further information
The course is recommended for finance students only.
Enrollment
01.11.2022 - 05.01.2023
Timing
09.01.2023 - 19.05.2023
Number of ECTS credits allocated
3 op
Virtual portion
3 op
Mode of delivery
Online learning
Unit
School of Business
Teaching languages
- Finnish
Seats
0 - 10
Degree programmes
- Bachelor's Degree Programme in Business Management
Teachers
- Ari Karsikas
Groups
-
HTLFINFinance, Business Administration
Objectives
The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.
Course competences
Operating in a workplace
Business competence
The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Content
The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.
Time and location
Timetable 09.01.2023-20.05.2023
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.
Learning materials and recommended literature
Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.
Teaching methods
Lectures
Books
Learning tasks
If you need any help, please contact a teacher
Practical training and working life connections
The course will be held co-operation with Nordea.
Exam dates and retake possibilities
Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.
Alternative completion methods
Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.
Student workload
Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h
Content scheduling
The course includes independent familiarization with literature as well as lectures and exercises and assignments.
Further information for students
Exam 100 %
Evaluation scale
Pass/Fail
Evaluation criteria, satisfactory (1-2)
-
Evaluation criteria, pass/failed
Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Further information
The course is recommended for finance students only.
Enrollment
01.11.2021 - 09.01.2022
Timing
10.01.2022 - 20.05.2022
Number of ECTS credits allocated
3 op
Mode of delivery
Face-to-face
Unit
School of Business
Campus
Main Campus
Teaching languages
- Finnish
Seats
0 - 10
Degree programmes
- Bachelor's Degree Programme in Business Management
Teachers
- Ari Karsikas
Groups
-
HTL20S1Liiketalous
Objectives
The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.
Course competences
Operating in a workplace
Business competence
The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Content
The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.
Time and location
Timetable 10.01.2022-20.05.2022
The course will be held in Nordea or Zoom. Exact dates and places will find out during the course.
Learning materials and recommended literature
Makkonen, Antti: "Vastuullinen luotonanto". FINVA, 2012, 1. painos. ISBN 978-952-5684-25-4. tai
Makkonen, Antti; Asunto- ja kuluttajarahoitus. Alma Talent Pro, 2016.
Teaching methods
Lectures
Books
Learning tasks
If you need any help, please contact a teacher
Practical training and working life connections
The course will be held co-operation with Nordea.
Exam dates and retake possibilities
Exam will be held in a Exam during the week 19. The resit exams will be held in Exam.
Alternative completion methods
Competence acquired through informal learning may be recognized and accredited on the basis of competence test. More precise instructions can be found in Degree Regulations and in Study Guide.
Student workload
Allocation of time on various tasks and student work load in total 81 h
Lectures and exercises 6 h
Independent study 75 h
Content scheduling
The course includes independent familiarization with literature as well as lectures and exercises and assignments.
Further information for students
Exam 100 %
Evaluation scale
Pass/Fail
Evaluation criteria, satisfactory (1-2)
-
Evaluation criteria, pass/failed
Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.
Further information
The course is recommended for finance students only.